How to Spend Less Money in Divorce Court: Expert Tips

How to save money during a Divorce Process

It is a fact that 50% of all marriages end in divorce and have done so for ages.

With the economy looking up, couples who stick it out through tough times may choose to reassess their options. When the other side of the fence looks greener, couples are more likely to split ways.

Couples who choose to separate should be cautioned that regardless of the economy, the divorce process itself is a minefield for those who fail to plan financially, regardless of whether they are a breadwinner or a stay-at-home parent.

Divorce almost always results in a financial setback for both parties, so it is important to plan ahead.

Get Early Legal Advice

It helps to know your legal rights and responsibilities as soon as possible.

An initial conference with a family law attorney will help you to determine what to expect and the range of support you may be able to afford. After you receive this advice, you may be able to come to a private agreement about most issues arising from the separation. It is much less expensive to have your lawyer prepare a separation agreement containing your terms than to litigate.

Going to court isn’t the only way to get divorced and should be a last resort; mediation and collaborative procedures are the two most affordable ways to get the job done.

However, if you’ve tried that or divorce court is your only option, we can help you make sure that you’re prepared to come out of this ordeal with little to no debt.

Prepare a Budget and a Timeline

To avoid coming out of a divorce in debt, once you start the proceedings, don’t spend money you don’t have.

Create a budget and stick to it — but don’t forget to keep your expectations realistic. Expect money to be tight. Don’t go into divorce thinking you are going to be able to maintain your present lifestyle.

Unless you are fairly wealthy, it is recommended that you plan ahead because there will definitely be less money to live on. Furthermore, spousal support and alimony are quickly becoming a thing of the past, so don’t assume that you will receive it.

Lawyer fees depend on how much time it takes to get the work done. And the more you take on yourself, the less you will spend on your lawyer and on their staff.

Don’t be afraid to ask a lawyer about their fees and what they can do to save costs. Your lawyer may also have less expensive staff to help with non-legal questions.

To cut down on the amount of time spent in your lawyer’s office, take the time to write a chronology of events. Writing a timeline helps your lawyer highlight what they need to know for your case. Your lawyer’s staff can review this at a lower rate and summarize parts for your lawyer to save on their more expensive time.

When it comes to the courtroom, the wait time to appear before a judge gets quite expensive because of lawyer fees. There could be multiple cases scheduled at the same time as yours, and a one-hour hearing can easily take up to six hours, which you will be billed for.

To reduce the time of your hearing, have your friends write statements.This will help your lawyer figure out who to use and what to ask.

Keep Open a Line of Communication, If Possible

In many households, each spouse will take on certain responsibilities. Often, one person will take charge of paying the bills and managing the finances, while the other takes care of other responsibilities.

When both roles are relinquished to a single person and the other leaves the family residence, it can spell disaster for the spouse who is now out of the loop. That spouse may no longer have access to the records and no longer have a true sense of monthly expenses.

If you have a spouse you can trust, be willing to share needed information with him/her. Don’t hold back with your attorney, either. If you aren’t willing to communicate issues, it will only cost you more money for your attorney’s extra work.

Remember: Attorneys bill by the hour and they aren’t cheap.

Divide and Conquer All Finances

Make sure you have information on everything that will affect your financial future.

Organize your information in one place ahead of time so you won’t have to scramble at the last minute.

If you don’t have access to your individual or shared financial information, start with these tips:

    • Start an inventory of valuable property
    • Gain access to statements from all bank accounts and important records
    • Hire a business valuation expert to evaluate privately held businesses, stock options, and partnership shares
    • Hire an appraiser to assess real estate
  • Hire an expert to value other hard-to-value items

If you overlook these valuable items, you will get less than your fair share when the division of assets occurs. This process will also ensure that neither of you is able to hide assets from the other.

However, mingled finances mean trouble in the future, especially if your spouse later defaults on a car loan payment, goes bankrupt, or becomes disabled.

Cut or minimize any joint accounts you have with your spouse before the divorce. It might be too late afterward. If you can’t get rid of the account, then look into getting those accounts in one spouse’s name only.

Debts do not go on hold because of divorce, either.

Just because you have agreed that one of you will pay those debts does not mean that the lender will differentiate between you and your spouse when they are dinging credit scores, etc.

It is best to pay off all shared debts before the divorce becomes final so that there is no longer a need to communicate post-divorce.

Don’t Sweat the Little Things

What else can you do to save money?

Be reasonable.

Don’t fret about the $50 coffee table you want simply because you want to be petty. Be willing to negotiate and do not make it about getting all you can get. Remember, equitable does not mean equal. Also remember that more lawyer time means more lawyer fees so you may have to settle for less to save money in the long run.

The key to a quick settlement is a focus. When both spouses focus on the details, rather than on the broad concepts, the case moves rapidly to a conclusion.

Start thinking details. Start making lists.

That way, you’re going to be talking about specifics when you’re communicating about the case. And the next thing you know, it will be settled.

Always keep in mind that the less money you spend in court and in the lawyer’s office, the more money you get to take away. And that’s a win for everyone.


  1. I definitely wanted to construct a comment in order to thank you for the amazing tips you are sharing on this website. My extended internet investigation has now been recognized with beneficial facts and strategies to exchange with my good friends. I ‘d state that that we visitors actually are quite blessed to exist in a very good place with so many wonderful individuals with beneficial tricks. I feel very much grateful to have seen your entire site and look forward to plenty of more exciting minutes reading here. Thank you again for everything.

  2. I want to voice my passion for your generosity for those who must have help on your topic. Your very own dedication to passing the message around was wonderfully important and have specifically enabled ladies just like me to get to their targets. Your own warm and helpful key points denotes much a person like me and a whole lot more to my office colleagues. Best wishes; from each one of us.

  3. I simply wanted to write down a quick note to say thanks to you for some of the precious tips you are giving at this site. My extended internet lookup has finally been paid with incredibly good tips to write about with my great friends. I would express that we visitors are undeniably blessed to exist in a fine community with so many perfect individuals with insightful ideas. I feel rather blessed to have seen your entire web pages and look forward to tons of more cool times reading here. Thank you once again for all the details.

  4. My wife and i have been really thrilled when Albert managed to conclude his studies through the entire ideas he came across while using the blog. It’s not at all simplistic to simply choose to be giving out guides which usually some other people may have been selling. And we consider we need the website owner to give thanks to for this. The illustrations you made, the easy website navigation, the relationships you assist to foster – it is many wonderful, and it is letting our son and the family do think the subject matter is excellent, and that’s extraordinarily indispensable. Many thanks for the whole lot!

  5. I precisely had to appreciate you all over again. I do not know the things that I might have done without these information shown by you regarding that concern. It was before the intimidating setting in my position, but taking a look at this skilled way you processed it made me to cry with delight. I’m grateful for the advice and in addition hope that you comprehend what a great job you have been putting in teaching the rest using your blog post. More than likely you haven’t come across any of us.

  6. Needed to create you the very little note to be able to thank you as before about the marvelous things you’ve contributed on this site. This is simply remarkably generous of you to supply easily precisely what most of us would’ve advertised as an e-book to generate some cash on their own, and in particular considering the fact that you could have tried it in the event you desired. The advice likewise acted as a easy way to comprehend some people have similar interest just like my very own to grasp somewhat more with respect to this condition. I am certain there are many more fun opportunities up front for people who look over your blog post.

  7. Thank you for all of your labor on this web site. Kate really likes working on research and it is easy to see why. Most of us hear all relating to the dynamic method you deliver helpful tricks on this web site and even boost contribution from people about this point plus our own princess is becoming educated a lot. Take advantage of the remaining portion of the new year. You’re carrying out a tremendous job.

  8. I in addition to my pals happened to be checking the good items found on your web page while instantly came up with an awful suspicion I had not expressed respect to the web site owner for those tips. My women appeared to be absolutely passionate to read all of them and have in effect truly been loving these things. Appreciation for really being considerably thoughtful and for picking out these kinds of cool areas millions of individuals are really needing to discover. Our own honest regret for not expressing appreciation to you sooner.

  9. I discovered your weblog website on google and test a couple of of your early posts. Continue to keep up the very good operate. I just further up your RSS feed to my MSN Information Reader. In search of forward to studying extra from you afterward!?

  10. I needed to draft you one very small remark to finally thank you so much as before considering the awesome principles you have shared in this case. This has been so tremendously generous with people like you giving unreservedly all a lot of folks might have offered for an e-book to get some profit for their own end, even more so now that you could have done it in case you considered necessary. The principles likewise served as the great way to realize that other individuals have a similar interest the same as mine to learn whole lot more concerning this matter. Certainly there are lots of more enjoyable occasions ahead for individuals that browse through your site.

  11. My spouse and i ended up being quite comfortable Edward could complete his inquiry while using the precious recommendations he was given when using the web pages. It’s not at all simplistic just to possibly be giving away points that many other folks might have been selling. And we also already know we now have the website owner to give thanks to because of that. The explanations you have made, the simple web site navigation, the friendships you assist to create – it is everything astonishing, and it’s really leading our son in addition to us reckon that this concept is excellent, and that’s pretty fundamental. Thank you for everything!

  12. I definitely wanted to develop a brief comment to be able to say thanks to you for some of the marvelous guidelines you are showing on this website. My time-consuming internet lookup has finally been honored with pleasant ideas to share with my relatives. I would express that most of us visitors actually are quite lucky to live in a very good website with so many special individuals with insightful opinions. I feel truly lucky to have discovered your web pages and look forward to many more amazing minutes reading here. Thank you again for a lot of things.

  13. I must show my gratitude for your kind-heartedness in support of those individuals that really want help with this one idea. Your personal dedication to getting the message all through appeared to be unbelievably good and has without exception permitted individuals just like me to attain their endeavors. This helpful instruction signifies a great deal to me and especially to my fellow workers. Many thanks; from all of us.

  14. I want to show my thanks to you just for bailing me out of this particular incident. As a result of exploring through the the net and finding ideas that were not beneficial, I was thinking my life was well over. Existing without the solutions to the difficulties you have sorted out by means of the review is a serious case, and the ones which could have in a negative way damaged my career if I had not encountered the website. The knowledge and kindness in handling all the stuff was useful. I don’t know what I would have done if I had not come across such a subject like this. I can now look ahead to my future. Thanks so much for the impressive and sensible help. I will not hesitate to endorse your web blog to anybody who ought to have care on this issue.

  15. I precisely wanted to thank you very much once more. I am not sure what I would have worked on without the actual advice documented by you about such situation. It had been the hard circumstance for me, nevertheless observing the specialised mode you dealt with that forced me to leap over gladness. Extremely grateful for your help as well as hope that you realize what a great job your are carrying out instructing the mediocre ones via your websites. I am sure you have never got to know any of us.

  16. My spouse and i got so fortunate that Jordan managed to carry out his analysis through the precious recommendations he obtained through the weblog. It is now and again perplexing to simply possibly be freely giving secrets and techniques which usually some people may have been trying to sell. We already know we now have the writer to be grateful to because of that. The type of illustrations you’ve made, the easy web site menu, the relationships your site make it possible to engender – it’s got all awesome, and it’s helping our son and the family feel that the situation is thrilling, and that is incredibly fundamental. Thanks for all!

  17. I’m commenting to make you be aware of of the remarkable experience my friend’s child went through using your site. She discovered a good number of issues, which included how it is like to possess an awesome teaching nature to have certain people without problems know just exactly specified very confusing subject areas. You undoubtedly surpassed our expectations. Thank you for rendering these beneficial, trusted, edifying and easy tips about the topic to Jane.

  18. I really wanted to construct a brief comment to say thanks to you for all the superb guidelines you are writing on this site. My time consuming internet lookup has finally been honored with good quality suggestions to go over with my best friends. I ‘d assert that most of us website visitors actually are unquestionably endowed to exist in a remarkable network with many marvellous people with good things. I feel very blessed to have used your entire site and look forward to so many more exciting moments reading here. Thanks once again for a lot of things.

  19. I want to express my thanks to this writer for rescuing me from this problem. As a result of searching throughout the world wide web and coming across methods which were not beneficial, I was thinking my entire life was over. Existing without the answers to the difficulties you’ve solved through your entire article content is a crucial case, as well as the kind which may have in a wrong way damaged my entire career if I hadn’t noticed your site. Your competence and kindness in playing with the whole lot was invaluable. I am not sure what I would’ve done if I hadn’t come upon such a solution like this. I am able to now look ahead to my future. Thank you so much for the skilled and results-oriented help. I will not think twice to refer the blog to any individual who needs and wants assistance about this problem.

  20. I precisely wished to appreciate you again. I do not know what I could possibly have undertaken without the entire information contributed by you over this situation. Certainly was an absolute daunting issue in my circumstances, but finding out the very specialized fashion you handled it made me to leap with gladness. Now i am happier for this information as well as wish you really know what an amazing job you happen to be providing training the mediocre ones thru your web site. Probably you have never encountered all of us.

  21. I am only commenting to make you be aware of what a remarkable encounter my daughter gained visiting your web page. She figured out lots of things, which include what it’s like to have a marvelous coaching mindset to have certain people without difficulty know selected very confusing matters. You undoubtedly exceeded her expectations. Thank you for presenting these valuable, trustworthy, educational as well as unique tips on that topic to Ethel.

  22. I intended to send you this tiny note to be able to say thanks a lot once again for these pleasant pointers you have documented at this time. This is so incredibly generous with people like you to deliver openly precisely what a lot of folks could possibly have supplied for an e book to help with making some bucks on their own, certainly considering that you could possibly have tried it if you ever decided. The tips also worked as a fantastic way to comprehend other individuals have similar fervor much like mine to learn great deal more regarding this problem. I am certain there are some more pleasant times in the future for those who examine your blog.

  23. I precisely desired to say thanks once more. I am not sure what I could possibly have tried in the absence of the entire tricks provided by you concerning this subject. This was an absolute frightful matter in my opinion, nevertheless considering a new specialised avenue you dealt with that forced me to weep for delight. Extremely thankful for your help and hope that you realize what a great job you are always getting into training most people by way of a web site. I am sure you haven’t come across all of us.

  24. I needed to compose you the tiny word in order to give many thanks the moment again just for the pleasant advice you have shown above. It was quite incredibly generous with people like you to convey extensively just what a lot of folks might have supplied as an ebook to generate some cash for their own end, chiefly since you could possibly have done it if you wanted. These smart ideas as well acted to provide a great way to understand that the rest have a similar passion like my personal own to find out many more pertaining to this condition. I think there are a lot more pleasant moments up front for folks who looked over your blog post.

  25. My husband and i were peaceful Jordan managed to finish up his reports through your ideas he had when using the blog. It’s not at all simplistic to simply always be freely giving tips and tricks that some other people have been selling. We really keep in mind we now have the website owner to be grateful to for this. The entire illustrations you’ve made, the straightforward website navigation, the friendships you can make it easier to promote – it’s everything extraordinary, and it’s really helping our son and us feel that the idea is entertaining, which is especially fundamental. Many thanks for everything!

  26. I want to express some thanks to this writer just for rescuing me from this particular trouble. As a result of exploring throughout the search engines and obtaining basics that were not helpful, I figured my entire life was done. Existing without the presence of strategies to the issues you have solved by way of your blog post is a critical case, as well as the kind that could have adversely affected my entire career if I hadn’t encountered the blog. Your own expertise and kindness in taking care of the whole thing was very useful. I am not sure what I would have done if I had not come across such a thing like this. I’m able to now look forward to my future. Thanks so much for this professional and results-oriented guide. I will not hesitate to refer the sites to any individual who would need support on this area.

  27. A lot of thanks for all your labor on this blog. Kim enjoys getting into internet research and it’s easy to understand why. Most of us notice all relating to the powerful way you present both useful and interesting tactics via the website and increase participation from other people about this concern so my daughter is without a doubt being taught a great deal. Take pleasure in the rest of the year. You’re carrying out a pretty cool job.

  28. I intended to create you this tiny remark to help thank you very much once again over the magnificent secrets you have featured at this time. This has been so open-handed of people like you to provide openly what some people could possibly have advertised as an e-book to get some dough for their own end, especially now that you might have done it in the event you desired. The ideas as well worked as a easy way to comprehend most people have similar desire just like my personal own to realize much more concerning this condition. I think there are lots of more pleasurable periods up front for many who go through your blog.

Leave a Comment